Envision Financial Online Membership Set Up Step 1 — Go to: https://join.envisionfinancial.ca/ Step 2 — Select “Continue” and follow the prompts provided by Envision to

Are you purchasing a new build property and getting an insured mortgage? There may be a cash-back opportunity for you! Insurers are offering a 25% refund

Ever wondered why the interest rates banks advertise differ from the rates you’re offered? This stems from the three mortgage categories: Insured, Insurable, and Uninsured/Conventional,

Many lending institutions allow borrowers to make additional payments to their mortgage. These are commonly known as pre-payment privileges and allow you to pay down

In Canada, mortgage rates are influenced by various factors, and they are primarily set by individual financial institutions, such as banks and credit unions. Here

Determining how much mortgage you can afford involves considering several factors, including your income, expenses, down payment, and other financial obligations. Here are some key

Mortgage brokers generally get paid through commissions and bonuses directly from the lenders, calculated as a percentage of the loan amount. This is how our

Mortgage interest is calculated using either simple interest or compound interest, with compound interest being the more common method for residential mortgages. Simple Interest: –

The availability and terms of mortgage deferral programs can vary among lenders, and they are typically subject to negotiation with individual financial institutions. We would

In Canada, mortgage interest is generally tax-deductible, but there are specific conditions and limitations. The interest paid on loans used to acquire, renovate, or improve

Welcome 2024! Is this the year we start to see a dip in interest rates? In short, the Bank of Canada should reduce rates. The