When countries start throwing around tariffs — basically extra taxes on stuff coming into the country — things get chaotic fast. Right now, the U.S.

Most people don’t think about mortgage penalties when they sign their mortgage. Honestly, who reads the fine print? But those tiny words can cost you thousands

Every year, new “discount mortgage websites” pop up promising the lowest rates ever!! It sounds great… until you learn what you gave up to get that

When interest rates feel unpredictable, many homeowners start wondering if they should switch from a variable-rate mortgage to a fixed-rate mortgage. A fixed rate gives you payment stability.

What it is: You use a re-advanceable mortgage (mortgage + HELOC). As you pay down your mortgage, you reborrow the paid-down principal on the HELOC and invest it. Because

Sometimes the banks just don’t get it. Maybe your income doesn’t look “traditional” on paper. Maybe you have multiple rental properties and the banks have hit their

Why You Shouldn’t Move Your Down Payment Into One Account (Even If It Feels Like the Right Move) When you’re preparing to buy a home,

After weeks (or maybe even months!) of house hunting, you’ve finally found the one—your dream home. While it’s exciting to get to this point, the

What is the FHSA? The First Home Savings Account (FHSA) is a tax-advantaged savings account designed to help first-time homebuyers save for a down payment on

What is the HBP? The Home Buyers’ Plan (HBP) allows first-time home buyers to withdraw up to $35,000 from their Registered Retirement Savings Plan (RRSP) tax-free to put toward the

As a mortgage broker, I often discuss payment strategies with my clients, and one topic that frequently comes up is the option to pay mortgages