The latest from the team at Patching Mortgage

How do you Calculate Property Transfer Tax in British Columbia
Watch the Video below to learn how to calculate Property Transfer Tax for your upcoming purchase and as always message me if you have any

Is it possible to be approved for a Mortgage if I’m retired
I find quite often a Co-Signor is required when it comes to someone buying their first property, especially here in Vancouver. A question I get

4 Costs to consider as a first time home buyer
Even if you are the most organized and detail oriented first-time homebuyer you can still overlook some unexpected costs that are a part of the purchase

The one topic Banks don’t talk to you about
Client after client, time after time I hear the same thing…”I had no clue how much it was going to cost to break my mortgage

A Collateral Mortgage?!
Plainly put – A collateral mortgage is one way of registering your mortgage on title. Usually this type of registration is used by banks and

You just bought a home, Congrats! What are your closing costs?
Congratulations you just received an accepted offer, and you are purchasing a home. As the completion date approaches hopefully your Realtor and Mortgage Broker has

What is Mortgage Insurance
What is Mortgage insurance? Mortgage default insurance protects lenders in the event a borrower ever stopped making payments and defaulted on their mortgage loan. It

The many kinds of Mortgages and the rates that come with it.
OK. You’ve began researching for a mortgage, and what’s the first thing you do? You Google – best rate “fill in the blank of the

Construction Mortgages, and what you need to know about them
So you’re looking to build a new home for you and your family? Or build a home as an investment property? If so, it’s important

A Brokers life – What you think I do, and what I really do
The primary purpose for producing this piece was to try and demystify the job of a Mortgage Broker. By now everybody that has a mortgage

6 Home purchase closing costs
Congratulations, you’ve just finished the mortgage process, removed subjects, and are now preparing for your meeting with the Notary to complete your new purchase. This