The latest from the team at Patching Mortgage

Turning Coal into your Diamond – Purchase plus improvements
Have you walked through an open house, and seen a property that’s almost perfect, but may be in need of an update, or a change before

Shopping around for a mortgage? Avoid these six common mistakes
Congratulations, you’ve decided it’s now time to purchase a new home. The first step is to get pre-approved, and look for the perfect mortgage solution

Credit Reporting, and what lenders see
When purchasing, renewing or refinancing your mortgage, your credit score can be the difference between allowing you access to AAA products, and having to go

The BIG 10 – ten steps to owning a home.
Congratulations, you’ve started looking for a place to call home. Let me be the first to tell you, it can/may be overwhelming and stressful. But

Mortgage rules update January 2017
Well, as many of you may know, their’s been some recent changes to the mortgage rules in Canada. I thought it would help if I created a timeline that

What is Bridge Financing
Many sell their current property in order to purchase something new. Reasons may include; need more space, moving locations, etc. Most of the time the

Mortgage Life Insurance Explained
Mortgage professionals like myself can protect our clients, their families and their homes by providing mortgage life insurance policies during the mortgage process. Mortgage life

Top 10 questions asked by FTHB’s
As a first time home buyer, the process of purchasing a home can seem very daunting, especially with the new rules coming into effect today, October

Why put more down if you can
Many First time home buyers lean on their families, social media and the Internet to gather information on how to purchase a home. Most know that they need a

Tips for Paying Off Your Mortgage Faster
More often then not, mortgages in Canada are amortized over twenty five and thirty year terms. I know! Twenty five to thirty years seems like a

Understanding Your Credit Report
People are dependant on credit more and more these days, and therefore, your credit report, and thus your credit rating, has become important in your