The latest from the team at Patching Mortgage
Mortgage Action Plan
Only 32% of all mortgage borrowers exercise their contractual right to make significant efforts to accelerate repayments, including taking one or more of the following
Buying versus Renting
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a
Advice for credit challenged clients
In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may
10 questions Mortgage Borrowers should ask but often don’t.
1. If I have mortgage default insurance do I also need mortgage life insurance Yes. Mortgage life insurance is a life insurance policy on a
10 Most Commonly Asked Mortgage Questions
10 Most Commonly Asked Mortgage Questions 1. What’s the best rate I can get? Your credit score plays a big part in the interest rate
Buying the Best Home for You
Buying the Best Home for You Before you begin searching for a home, it’s always helpful to think about your needs both now and in
How to Determine the Best Mortgage Term
Choosing the mortgage term that is right for you can be a challenging proposition for even the savviest of homebuyers. By understanding mortgage terms
Why use a Broker vs a Bank
Today, about 30% of Canadian homeowners arrange their mortgages through mortgage brokers – independent specialists with extensive knowledge of mortgage lenders’ product offerings, their features
Mortgage 101
I thought I would highlight some valid information about Mortgages that everyone should know when they are considering buying soon. Fixed Rate Mortgage locked interest
Amazing what $20 a month can do
So I was inspired by a recent article on canadianmortgagetrands.com titled “A Little Extra” and they talked about how increasing your monthly mortgage payments by
Home Buying: You vs Your Parents
As a mortgage broker, I meet all kinds of aspiring home-buyers, from young professionals to middle-aged parents and retirees. The one thing I often hear
Everything first time home buyers should know
As a Broker my goal is to make sure my clients are as prepared as possible for the buying process. Therefore I thought I would